Alma's Participating Insurance Plans


Alma works with select insurance plans to make it easier for providers to go in-network. We refer to this as our “insurance program,” and it allows providers at Alma to see clients using insurance while the Alma team manages all of the paperwork and billing on their behalf. 

Please keep in mind that insurance companies define benefits in countless ways — based on location, employer contracts, and many other factors. Therefore, we cannot guarantee that your health plan will be considered in-network until we have your specific insurance policy information. Alma will verify your insurance eligibility before your first visit with your provider to determine if your plan is in-network. Learn more about eligibility checks here

If you don’t see your insurance listed below and are looking for an in-network provider, reach out to our Client Matching Team at

In-Network Insurance Companies

The following commercial insurance companies participate (are in-network) with Alma’s insurance program:


  • UnitedHealthcare
  • UnitedHealthcare Shared Services (UHSS)
  • GEHA - UnitedHealthcare Shared Services (UHSS)
  • Oscar
  • Oxford
  • UHC Student Resources
  • UMR
  • All Savers (UHC)
  • Health Plans Inc
  • Medica (Eligible if policy is commercial only)
  • Surest (Formerly Bind)


  • Meritain
  • Nippon
  • Allied Benefit Systems
  • GEHA - United Healthcare Shared Services (UHSS)
  • Trustmark
  • Trustmark Small Business Benefits
  • Health Scope
  • Christian Brothers Services

If you have a subsidiary insurance related to Aetna, please reach out to to confirm whether that subsidiary insurance is currently billable through Alma.


Empire Blue Cross Blue Shield of New York

  • Note that Alma is not in network with any Blue Cross Blue Shield health plans except Empire Blue Cross Blue Shield at this time.
  • You must reside in New York state to use Empire Blue Cross Blue Shield benefits through Alma.

Ineligible Insurance Plans

Providers who are part of Alma’s Insurance Program are able to accept clients with commercial plans under participating insurance plans: Aetna, Cigna, Optum, and Empire BCBS. However, there are also some types of plans that we do not currently accept. Community or state plans, such as NYSHIP, 1199SEIU, or any plans managed by Medicare or Medicaid, are not currently supported by our insurance program. If you do not have eligible insurance coverage for sessions with your Alma provider, please see this section of our Support Center for more information on how to Using Alma Without Insurance Benefits.

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